Five small calculators we use every week with clients — published for free, with our actual working assumptions visible, our actual rounding logic shown, and not a single hidden field that captures your contact details.
Combine current pot, monthly contribution, expected growth and your time horizon. The result shows projected fund value at retirement and a sustainable annual income in today’s money.
For ISAs, GIAs and SIPPs alike: see what a starting balance plus monthly contributions could become, accounting for both expected growth and inflation.
Most UK lenders cap residential borrowing at 4.5× combined income and stress-test affordability at base + 3%. This calculator does the same, then adds a sanity-check on monthly outgoings.
Eight short questions, modelled on the FinaMetrica framework used by chartered planners across the UK. Educational only — a real risk assessment is conducted with a qualified adviser. Results aren't stored; nothing leaves your browser.
This quiz is educational and produces an indicative profile only. It is not a regulated suitability assessment under FCA COBS 9. Any actual portfolio recommendation is made by an FCA-authorised adviser following a full fact-find.
Type or scroll. We avoid the words ‘synergies’, ‘solutions’ and ‘robust’.
Your first conversation with us is complimentary, confidential, and entirely without obligation. We’ll listen, ask, and send a short summary of what we heard. That’s it.